Editor's Note: This article was submitted by Jim Siano, Region 13 President
You might not be aware of this but your credit card could be embedded with an RFID (radio-frequency identification) chip. These credit cards are made for convenience as you just need to wave them past a RFID-enabled terminal to make a purchase. It is a similar technology that is used with ez pass for your vehicles.
A drawback to this system is a criminal can purchase an RFID reader of their own. A criminal could use a netbook computer to pick up information off RIFD cards that are carried in pockets and purses of random passers-by. Your credit card turns into a walking radio station and is constantly broadcasting a frequency that can be picked up by possible criminals.
Easy steps to "lower the frequency” on your RIFD card and keep your data more secure:
Leave your RIFD credit card at home and use it for online purchases.
Wrap your RIFD card in aluminum foil before putting it in your wallet.
Consider buying a "credit shield” shield for more protection.
Take notice if someone gets way too close to you on a busy street or crowded mall - they might be wielding a scanner.
Monitor your credit card statements regularly for errors or odd changes.